Medico Medicare Supplement Plans 2027: Rates by Age, Ratings and the Wellabe Name
Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 30, 2026
Medico Medicare Supplement plans for 2027 are sold under the Wellabe brand and issued by Medico Insurance Company or Medico Corp Life, offering Plans A, F, G, N and high-deductible F and G. In Maryland’s July 2026 official guide, a Medico Plan G for a 65-year-old man is $215 a month at preferred rates and climbs to $333 at age 85.
2027 by the Numbers
$215
Medico Plan G, man 65, preferred, Maryland July 2026 guide
$333
same Medico Plan G at age 85 in the same guide
12.3%
Medico household discount listed by Maryland’s insurance agency
Many people still know this company as Medico. Since June 2023 its Medicare Supplement policies have been marketed as Wellabe, but the legal insurer on the policy is still a Medico company. That is why state rate guides, policy documents and premium notices often show the Medico name.
This page focuses on what the Medico name means for your 2027 coverage: which Medico company issues your policy, how its premiums rise with age, how preferred and standard rates differ, and what its filed rate changes look like. For the brand’s plans, states and extras, see our Wellabe Medicare Supplement plans 2027 page.
Compare Medico 2027 Plan Prices
Medico and Wellabe: Same Policies, Two Names

American Enterprise Group adopted the Wellabe brand but did not rename its insurance companies. A notice to agents at the time of the change said products, policies, premiums and coverage stayed the same. If you bought a Medico Medigap plan before 2023, your policy did not change because of the new name.
| Legal company | NAIC code | Where you may see it |
|---|---|---|
| Medico Insurance Company | 31119 | New Jersey and Maryland rate charts; Wellabe brochure |
| Medico Corp Life Insurance Company | 79987 | Kentucky and Iowa 2026 Medigap guides |
| Medico Life and Health Insurance Company | Not listed here | Named in Wellabe’s 2025 announcement |
NAIC codes from the Tennessee Department of Commerce and Insurance rate report. Use the code to find the right company on your state’s lookup tool.
Policyholder note: When Wellabe stopped new sales in Alabama, Mississippi, Oklahoma, Utah and West Virginia at the end of 2024, existing Medico policies there stayed in force.
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How Medico Premiums Rise With Age
Medico uses attained-age pricing, which Maryland’s guide labels “Individual Market-Attained Age.” Your premium is based on your current age, so it moves up as you get older. Maryland is one of the few states that prints a company’s prices at several ages, which lets us show the full curve.
| Age (MD, man, preferred) | Plan G | Plan N | High-deductible G |
|---|---|---|---|
| 65 | $215 | $152 | $74 |
| 70 | $217 | $153 | $75 |
| 75 | $231 | $163 | $80 |
| 80 | $273 | $193 | $94 |
| 85 | $333 | $235 | $115 |
Monthly premiums as of July 1, 2026, Maryland Insurance Administration Medicare supplement rate guide. Does not include future rate increases.
Our math: from age 65 to 85, Medico’s Plan G rises 55% from aging alone, about $1,416 more per year, before any company-wide rate increase. Most of the jump comes after 75.
Preferred vs Standard Rates and Maryland's Birthday Window
Medico prices healthier applicants at preferred rates and others at standard rates. In Maryland, a 65-year-old man pays $215 for Plan G at preferred rates and $236 at standard rates, a $252-a-year difference.
Open enrollment. Maryland’s guide says standard rates cannot be used during your six-month Medigap Open Enrollment Period.
Guaranteed issue. Standard rates also cannot be used when you apply in a guaranteed issue situation.
Birthday window. Maryland gives Medigap policyholders a 30-day window after their birthday each year to switch, and standard rates cannot be charged then either.
Broker tip: Applying during a protected window can mean you get the lower preferred price even with health issues. Outside those windows, Medico can underwrite you.
Medico Prices Next to Other Maryland Companies

Among the companies Maryland lists with male preferred rates at age 65, Plan G ranged from $203 to $300 a month. Medico’s $215 sat near the low end of that group.
| Maryland, man 65, preferred | Plan G | Plan N |
|---|---|---|
| Lowest in group | $203 (Monitor Life of NY) | $121 (First Health Life and Health) |
| Medico Insurance Company | $215 | $152 |
| Highest in group | $300 (Aetna Health Insurance) | $246 (United American) |
| Medico with 12.3% household discount (our math) | about $189 | about $133 |
Compared only with carriers labeled Male Preferred in the July 2026 Maryland guide. Discount math assumes the full 12.3% applies.
With the household discount, Medico’s Plan G would come in below the lowest undiscounted preferred price in that group. Discounts at other companies would change the order, so compare final prices.
Medico's Filed Rate Changes
Tennessee publishes approved Medigap rate changes. In its report covering June 26, 2023 to June 26, 2024, Medico filings ranged from about 5% to about 10%.
| Company (Tennessee) | Approved change | Policies affected |
|---|---|---|
| Medico Insurance Company | 6.66% | 1,165 |
| Medico Insurance Company | 4.90% and 9.90% | Other policy forms |
| Medico Corp Life Insurance Company | 9.90% | 580 and 54 |
Tennessee Department of Commerce and Insurance Medicare supplement rate change report.
Add those increases to the age-based rise in the Maryland table and you get a realistic picture of how a Medico premium grows. The best Medicare Supplement plans 2027 guide explains why rate history matters when picking a company.
Should You Keep, Buy or Switch a Medico Plan for 2027?
If you already have Medico. Your benefits are fixed by your plan letter. Look at your latest premium notice and compare it with current quotes for the same letter.
If you are new to Medicare. Get Medico’s price during your Medigap Open Enrollment Period, when it cannot use your health to set the price.
If you are thinking of switching. Outside open enrollment and birthday-rule states, apply and get approved for the new plan before you cancel Medico.
If you are deciding between letters, compare Plan G for 2027 with Plan N.
Bottom Line
Medico is still the insurance company behind Wellabe Medigap policies, and existing Medico policies kept their coverage after the 2023 brand change. Maryland’s official guide shows Medico’s Plan G at $215 at age 65 rising to $333 by 85, plus a 12.3% household discount, so compare prices at your age and look at rate history before you buy or switch.
Check Medico and other 2027 Medigap rates for your ZIP code
Medico Medicare Supplement Plans 2027 — Frequently Asked Questions
➤ Is Medico the same company as Wellabe?
Medico is part of Wellabe. Wellabe is the brand name adopted in 2023, while Medico Insurance Company, Medico Corp Life and Medico Life and Health remain the legal insurers on Medigap policies.
➤ Did my Medico policy change when the name changed to Wellabe?
No. The brand change did not alter existing products, policies, premiums or coverage. Your benefits are set by your plan letter.
➤ What does Medico Plan G cost at 65 in Maryland?
Maryland’s July 2026 guide lists $215 a month for a 65-year-old man at preferred rates and $187 for a 65-year-old woman at preferred rates.
➤ How much does Medico raise rates as you age?
In Maryland’s guide, Medico Plan G for a man rises from $215 at 65 to $333 at 85, a 55% increase before any company-wide rate changes.
➤ What is the Medico household discount?
Maryland’s insurance agency lists a 12.3% household discount for Medico Insurance Company. Amounts and rules can differ in other states.
➤ What are Medico’s preferred and standard rates?
Preferred rates are lower prices for applicants who qualify on health. Standard rates are higher, but in Maryland they cannot be charged during open enrollment, guaranteed issue or the birthday window.
➤ What is Medico’s AM Best rating?
AM Best affirmed an A (Excellent) rating, stable outlook, for Wellabe’s six insurance company subsidiaries in June 2026. That group includes Medico.
➤ How do I look up Medico on my state’s insurance website?
Search for Medico Insurance Company or Medico Corp Life Insurance Company rather than Wellabe. Their NAIC codes are 31119 and 79987.
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