Medicare Supplement Plans Georgia 2026
A Medigap plan helps you pay for the 20% of out-of-pocket costs that Original Medicare Parts A & B leave behind.
These policies are available from leading healthcare providers in Georgia at different rates.
Plan F was previously the most popular Medigap plan, but it was discontinued for seniors eligible for Medicare after January 1, 2020.
As a result, Plans G & N are the most popular options for new enrollees to Medigap.
Providers vary in the premiums they offer clients for these plans.
So, who are the best providers for Medicare supplement plans in Georgia, and what do they charge for policies?
The average cost of Medigap plans across all ten plan categories is $148 for a 65-year-old nonsmoking female in Georgia.
Providers can charge more or less than these rates, depending on your personal risk profile and where you live.
This post unpacks the top-rated insurers offering the best value on Medigap premiums.
Use Us to Find the Best Medicare Supplement Plans in Georgia
Our team is available to you for a free consultation and quote on Medigap plans anywhere in The Peach State.
We’ll walk you through your options and tailor your plan selection to your unique healthcare requirements.
Reach out to us at 1-888-891-0229 or leave us your details, and we’ll have a Medigap expert call you back.
You can get a free automated quote from the tool on our site if you’re confident in the plan you want.
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The Best Healthcare Insurers for Medicare Supplement Plans in Georgia
You can sign up for a Medigap policy with leading healthcare insurers in Georgia for 2026. We recommend the following providers as the best options in your state.
UnitedHealthcare is one of the best insurers across the board for the most popular Medigap Plans, F, G, & N, among many other companies.
- Best Plan G – UnitedHealthcare
- Best Plan F – UnitedHealthcare
- Best Plan N – UnitedHealthcare
What Does Plan G Cover?
Medicare Supplement Plan G covers you for everything but the Part B deductible.
It’s the most comprehensive policy after Plan F.
Plans F & G are available in High-deductible options.
You pay a larger Part A deductible, but you get a much lower premium while maintaining all the plan’s benefits in a medical emergency.
HD Plan G is only available from select insurers; speak to our team about it.
- Part A coinsurance and hospital costs up to an extra 365 days after Medicare benefits expire.
- Part B coinsurance or copayments.
- Blood (first 3 pints).
- Part A hospice care coinsurance or copayments.
- Skilled nursing facility care coinsurance.
- Part A deductible.
- Part B excess charges.
What Does Medicare Supplement Plan N Cover?
Medicare Plan N offers healthy seniors a way to save on their monthly premiums.
You get a lower monthly rate but maintain all the benefits you need in a medical emergency.
As a result, it’s a good choice for healthy retirees and seniors.
However, in return for the lower premium, you must make a $50 copayment when visiting the emergency room (waived if you’re admitted to the hospital) and a $20 copayment at the doctor’s office.
- Part A coinsurance and hospital costs up to an additional year after Medicare benefits expire.
- Blood (first 3 pints).
- Part A hospice care coinsurance or copayments.
- Skilled nursing facility care coinsurance.
- Part A deductible.
- 80% of foreign travel exchange (up to plan limits).
Plan N doesn’t cover the Part B excess charges for seeing doctors charging more than Medicare-approved rates, known as “Medicare Assignment.”
What Do Plans G & N Not Cover?
Medigap plans don’t cover the costs of private duty nursing and stay at long-term nursing facilities offering unskilled care.
They also don’t cover the costs of your prescriptions. Medigap policies don’t provide coverage for dental, hearing, and vision services.
However, some providers offer extended plans or perks providing coverage for some or all of these services.
Some charge for it, and others include it for free.
If these services are important to you, let us know, and we’ll find you the right provider for your Medigap policy.
What are the Best Alternate Medicare Supplement Plans in Georgia?
Medigap Plans A, B, C, D, K, and L are available in Georgia from top-rated healthcare insurers.
However, these plans don’t offer as much coverage as Plans F, G, & N.
United Healthcare is the leader across most categories for affordable Medigap protection, with the exception being Plan A, where Aetna has the best rates.
Here are the average rates you can expect to pay for these policies for a 65-year-old female nonsmoker.
*Rates change each year, and rates shown below may not be up to date:
- Plan A – Anthem: $122.00
- Plan B – UnitedHealthcare: $191.00
- Plan C – UnitedHealthcare: $302.50
- Plan F – UnitedHealthcare: $304.25
- Plan K – UnitedHealthcare: $69.00
- Plan L – UnitedHealthcare: $126.25
- Plan N – UnitedHealthcare: $125.00
Frequently Asked Questions
What are Medicare Supplement Plans in Georgia?
Medicare Supplement Plans, also known as Medigap plans, are private health insurance policies designed to cover the gaps (such as deductibles, coinsurance, and copayments) in Original Medicare (Part A and Part B) in Georgia.
How do Medicare Supplement Plans work in Georgia?
Medicare Supplement Plans in Georgia work alongside Original Medicare. When you have a Medigap plan, it helps pay for certain out-of-pocket costs that Original Medicare doesn’t cover, such as deductibles and coinsurance.
How do I qualify for Medicare Supplement Plans in Georgia?
To qualify for a Medicare Supplement Plan in Georgia, you must be enrolled in Medicare Part A and Part B. You can apply for a Medigap plan during your Medigap Open Enrollment Period, which starts when you’re 65 or older and enrolled in Part B.
What are the benefits of Medicare Supplement Plans in Georgia?
The benefits of Medicare Supplement Plans in Georgia include coverage for out-of-pocket expenses like deductibles, coinsurance, and copayments. These plans may also cover emergency care when traveling outside the United States.
How many types of Medicare Supplement Plans are available in Georgia?
In Georgia, Medicare Supplement Plans are standardized into ten different plans labeled with letters (A, B, C, D, F, G, K, L, M, and N). Each plan offers a different set of benefits, but the coverage is the same across insurance companies.
How much do Medicare Supplement Plans cost in Georgia?
The cost of Medicare Supplement Plans in Georgia can vary depending on the insurance company, the plan type, your age, and other factors.
Can I switch Medicare Supplement Plans in Georgia?
Yes, you can switch Medicare Supplement Plans in Georgia, but there are certain rules to follow. Generally, it’s easier to switch plans during your Medigap Open Enrollment Period or if you qualify for a guaranteed issue right, which ensures acceptance regardless of pre-existing conditions.
Do Medicare Supplement Plans in Georgia cover prescription drugs?
No, Medicare Supplement Plans in Georgia do not cover prescription drugs. To get coverage for prescription medications, you’ll need to enroll in a Medicare Part D prescription drug plan or a Medicare Advantage plan that includes prescription drug coverage.
Can I have a Medicare Advantage plan and a Medicare Supplement Plan in Georgia at the same time?
No, you cannot have both a Medicare Advantage plan and a Medicare Supplement Plan at the same time. These two types of plans provide different coverage and cannot be used together.
How do I enroll in a Medicare Supplement Plan in Georgia?
To enroll call us today at 1-888-891-0229. We’ll shop the rates from top companies in your county to help save you the most money.
Medicare Supplement Plans Georgia - How to Apply
The easiest way to get started is to call us today at 1-888-891-0229.
We’ll answer all of your questions and help you find the right Medicare plan. Or you can use our FREE quote engine to begin shopping today!
Updated December 4th, 2022