Medicare Plan G Cost
Medicare Plan G’s cost depends on factors such as your zip code, age, gender, tobaccos use, as well as any household discounts you might qualify for. The average Medicare Plan G cost is between $85 – $120 per month.
Medicare Plan G is now the most popular Medigap plan, paying nearly all of your medical bills for you. Read below to learn about what Medicare Plan G covers, and how to not overpay.
Click below to learn more about Plan G
Medicare Supplement Plan G
Medicare Plan G offers more coverage than any other Medigap plan available. This is especially true since Plan F was removed from the lineup of plans for anyone new to Medicare on January 1st, 2020 or later.
Plan F was simply too expensive and Plan G was always a better value. With lower rates and rate increases and almost the same coverage, Medicare Plan G is now the top plan.
Medicare Plan G Coverage
It’s often easier to state what Plan G doesn’t cover, rather than the massive list of items it does cover.
Medicare plan G pays 100% of the gaps, or expenses, that Medicare Part A and B do not cover except for just one small deductible. This is called the Medicare Part B deductible, and you’re required to pay this once per calendar year.
In the year 2021, this deductible amount was $203, and in 2022 it will most like be close to $210. This means you’ll need to pay the first $210 or so of your medical bills each year, and then Medicare and Plan G will pick up the remaining bills.
This includes all hospital costs as well as any doctor’s bills. The only thing not covered is any prescriptions you fill at the pharmacy. Drugs administered in the doctor’s office as often covered by Medicare Part B.
Medicare Plan G Network
As with all of the Medigap plans, there is no network. Because Medicare is a federal program, and Medigap follows it wherever you go, there is no medical network that you need to stay within to use your Plan G coverage.
You may visit any doctor, specialist, or hospital in the country that accepts Medicare. Referrals are not needed, nor is any prior authorization for procedures.
If Medicare pays first, Plan G must pick up the difference by law.
How to Shop for Plan G
Due to rates varying so much throughout the country, there is only one realistic way to shop for Medicare Plan G and that’s to allow us to help. The reason is, we’re an independent Medicare supplement insurance agency.
That means we have access to the top companies offering these, but we don’t work for any of them. We work for YOU.
Medicare Plan G is the same plan whether offered by Aetna or offered by Mutual of Omaha. But did you know these companies both charge entirely different rates for the same Plan G?
Why would you pay $15 or more extra to a company for the same thing? With us, you won’t.
We shop all the top companies now, and each year for you to make sure you’re always paying the least amount possible for your coverage.
Click below to make an appointment with us today! We’ll work around your schedule!
Enrolling in Medicare Plan G
The easiest way to enroll in Plan G is to just give us a call today. We’ll check the cost of Medicare Plan G from all the top carriers in your area.
We’ll also see if you qualify for any household discounts. With some companies, you’re only required to live with someone and they don’t even need to be applying.
We factor everything in to keep you saving the most money now, and in the future with your Medigap and Part D plans. It’s EASY.
Give us a call at the number below to get started. I promise you’ll be glad you did!